A report published this week by social justice group Community Action Network, focusing on people in mortgage distress, exposes the fallacy of that narrative. State supports such as the Abhaile scheme, which offers some legal advice to those in mortgage distress, and the Money Advice and Budgeting Service (Mabs), do not appear to be working as many hoped. The low take-up of Mortgage To Rent schemes is dispiriting as is a growing sense of distrust among distressed borrowers of the wider legal system. One reason distrust is mounting is because too many people are denied a basic human right as enshrined in law and not given access to meaningful legal supports at a low cost. The Government needs to do more and it needs to do it now.

Source: The Irish Times November 16, 2018 00:00 UTC