The plan Iowa has developed to salvage its insurance market -- the Iowa Stopgap Measure -- suffers three major flaws, however. Although the Iowa Stopgap Measure helps upper middle class Iowans afford health insurance, it illegally deprives poorer Iowans of the ability to make use of health insurance. Criticism of the Iowa Stopgap Measure should not be confused with a lack of sympathy for its motivation. The reason lies in the architecture of the ACA: subsidies are, by statute, pegged to the price of the second cheapest silver plan. The Iowa Stopgap MeasureNow enter the Iowa Stopgap Measure.The Iowa Stopgap Measure relies on what is known as a section 1332 "State Innovation Waiver" that was itself part of the original ACA.

Source: Forbes October 04, 2017 17:03 UTC