Investors are puzzled about their investing strategy that whether they should go for a lump-sum investment in mutual funds or prefer SIPs. Growth in SIP investmentDespite market swings, there has been substantial growth in mutual fund SIPs. As per the monthly data for January 2026, mutual fund SIP contributions stood at Rs 31,002 crore in January 2026. Lump-sum investmentAn investment in a mutual fund with a large amount of money in a single transaction is called a lump-sum investment. Which one is betterAs per experts, one of the key advantages of SIP investing is the concept of rupee cost averaging.

Source: News 24 March 06, 2026 10:33 UTC