And I recently sat down Gretchen Rubin was the author of a great new book called before tendency is to get some advice. A lot of people say avoid credit cards if you don't want to overspend what's do you agree without. Because you have the accountability you know you're gonna see it on a statement. So no yourself and pick the one that is gonna help you with your overspending you also say don't use a basket. All right Gretchen thank you very much can't recommend her new book before tendencies in Napa by the way if you want to hear more my conversation with Gretchen check out the 10% happier podcast.

Source: ABC News November 26, 2017 13:56 UTC