You can never avoid January but should probably figure out a way to deal with the blues instead of complaining. Kick start your resolutionsThough a New Year resolution sounds cliché, good saving habits are key to making a new year better. Packed lunch to workWhen it comes to buying food on a workday, lunch is usually most people’s largest expense. If you live in the city, public transportation is a great way to save a good deal of money. You had fun during Christmas and New Year but you have to go through the 48 days of January.

Source: Standard Digital December 31, 2018 11:48 UTC