Photo: 123RFHow old is too old for a home loan? But in 2025, the woman's husband died, and she claimed the loan was irresponsible and should not have been approved. She said the bank had not considered her and her husband's ages, and the 30-year loan term. She said they had never intended to work past typical retirement age or to increase their repayments. He said banks and lenders would have different policies for loan terms that would take people past the age of 65.

Source: New Zealand Herald January 12, 2026 18:44 UTC