But to give you a sense of how susceptible cars are to wildfire damage, Northern California fires in October 2017 destroyed about 4,000 cars. Check Your Car InsuranceWhen reviewing your insurance coverage, look at your auto insurance policy. Be sure to know whether you have rental reimbursement coverage, which would pay for a rental car if your car needs to be repaired or replaced following a wildfire. Start the Auto Insurance Claim ProcessSo, if you do have comprehensive coverage and your car has been harmed in a wildfire, prepare to file an auto insurance claim. So, if you left your laptop in your car and both of them are destroyed in a wildfire, homeowners or renters insurance will cover the laptop and comprehensive insurance will cover the car.
Source: Forbes October 26, 2020 12:45 UTC