Additionally, many investors purchased real estate driven by the "Fear Of Missing Out" (FOMO), accepting price markups in the hope of short-term flipping." Practical observations show that real estate loan rates have surged over the past month. Home loan rates at joint-stock commercial banks have increased by 1-2 percent per year compared with earlier levels. Lowering home pricesAccording to VARS, higher interest rates have an effect in curbing real estate speculation. Real estate is not an absolute priority sector, so lending rates for real estate investment and business are higher than the general average.

Source: VietNamNet News February 20, 2026 00:02 UTC