The market has slowed down as interest rates move away from the previously low baseline. Bank interest rates are rising enough to change the behavior of homebuyers and investors. Causes behind interest rate riseMany assume rising interest rates are the result of tighter monetary policy. In such conditions, interest rates are no longer a discretionary policy tool, but a safety valve to protect liquidity. In that context, expectations of sharply lower lending interest rates are unrealistic, even if inflation remains under control.

Source: VietNamNet News February 10, 2026 04:20 UTC