HDFC Bank’s core income growth as well as loan book expansion rivals that of fast-growing small banks, with net interest income growing 20.29% on the back of a loan book growth of 19.4%. Despite its size, HDFC Bank’s core income growth as well as loan book expansion rivals that of fast-growing small banks, with net interest income growing 20.29% on the back of a loan book growth of 19.4%. Investors have always rewarded HDFC Bank’s consistent performance and it has become something close to an unshakeable faith that it would not disappoint in any quarter. While this rhymes with the strong loan growth, the numbers tell a different story. Investors still have unshakeable faith in HDFC Bank but they need to agree with Sukthankar’s comment that the lender is not insulated in a challenging environment.

Source: Mint April 21, 2017 18:45 UTC