Fintech forecastsWhy the next phase of fintech will be defined not by speed or scale, but by intelligence, trust and responsibility. The coming year marks a structural shift in digital finance. While consumer fintech once captured attention, the real value creation in 2026 will be largely invisible. Lito Villanueva is the Philippines’ leading thought leader in inclusive digital finance. He is the founding chairman of FinTech Alliance PH, representing 95 percent of digital retail financial transactions, and the first global chairman of the Alliance of Digital Finance Associations.

Source: Philippine Star December 27, 2025 16:48 UTC