Starting on August 1st, FBD began updating pub trade policies to reflect the company’s position that Covid and other communicable diseases should not be covered by business interruption insurance. The new boilerplate language is being rolled out across other commercial insurance products on an ongoing basis. The changes come as FBD faces a test case on October 6th against four pubs over the refusal to pay out claims for business closures during the pandemic. The result will help determine if the insurer will have to pay claims for 1,300 business customers that were forced to close because of public health advice. Cork, Louth, Waterford, Wicklow, Kildare and Galway have been put on alert about increased prevalence of the virus.

Source: The Irish Times September 27, 2020 11:33 UTC