KUALA LUMPUR: The Employees Provident Fund (EPF) is expected to deliver a dividend rate of between 6.3% and 6.5% for 2025, says Bank Muamalat Malaysia Bhd chief economist Dr Mohd Afzanizam Abdul Rashid. For the year 2024, the EPF declared a dividend rate of 6.3% for both its conventional and syariah savings accounts. Mohd Afzanizam said based on the EPF’s nine-month 2025 performance, which recorded an 11% increase in gross investment income, the retirement fund remains on track to post a respectable dividend payout for the year. Equities are primarily aimed at capital appreciation, while fixed income instruments provide capital preservation, and money market instruments support liquidity management,” he said. Mohd Afzanizam noted that equities usually carry a higher risk premium, while fixed income and money market instruments present comparatively lower risk.

Source: The Star February 17, 2026 13:16 UTC