Living with lower ratesBanks have continued to cut interest rates for both lending and deposit products in line with the central bank's policy rate reductions. Following the policy rate cuts, commercial banks started trimming interest rates on e-savings products late last year. Tailored digital savingsSeveral banks and their subsidiaries offer attractive interest rates on e-savings products, targeting various customer segments. However, depositors must make more deposits than withdrawals each month in order to qualify for the higher interest rate. He was later attracted by the higher interest rate and monthly interest payments.

Source: Bangkok Post January 25, 2026 22:38 UTC