You're claiming a spousal benefitEven if you never worked, if you're married to someone who's entitled to Social Security, you may be eligible to collect a spousal benefit. But whereas it's possible to delay a primary Social Security benefit and grow it into a larger sum, there's no such thing as growing a spousal benefit. It doesn't matter whether you claim your spousal benefit at FRA or afterward -- you'll get the same monthly payment. While delaying Social Security is a good way to boost your retirement income, it's not the right move for everyone. The $16,728 Social Security bonus most retirees completely overlook

Source: Daily Sun September 04, 2021 09:00 UTC