It may come as no surprise that the goal of people who write homeowners’ insurance in the U.S. is to control risk. Your homeowner’s policy essentially offers you indemnity from lawsuits brought by people who may be injured because of how you keep your property. Ms. Crumley’s lawyer will tell her to make a claim on her homeowner’s policy. We don’t have access to what insurance coverage she may have nor what the policy says. In theory they could insist that they will not pay damages for a dog bite and thus discourage Americans from owning dogs.

Source: Forbes February 07, 2024 18:37 UTC