Last week we saw how life assurance policies work. Thus in the first year, you will earn a bonus of Sh10,000 even though you have paid in just Sh60,000. The “return on investment” is zero and this is because the life assurance policy is not an investment. It should be the same consideration when choosing a life assurance policy. You are not investing; you are buying an assurance!

Source: Daily Nation December 30, 2017 18:00 UTC