(CNN) Your credit score could soon go down -- or up. FICO announced Thursday its latest version of the FICO score, a three-digit number that assesses a person's credit risk . The new scoring model will take consumers' debt levels into account and will more closely track personal loans. Of those, about half will see scores go up, while the other half will see their scores drop. Those who have a high amount of credit card debt relative to their overall credit, or who have recently missed payments, could see a more significant drop.

Source: CNN January 24, 2020 17:39 UTC