We believe new investors should seek the help of a seasoned mutual fund advisor before investing. A local mutual fund advisor would be able to offer such personalised service.You say that you have a moderate risk profile, but you have investments in a midcap scheme, infrastructure fund, and contra fund. Midcap schemes are typically recommended to investors with aggressive risk profile. Thematic funds are meant for sophisticated investors who can time their entry and exit in them. Even contrarian strategy is meant for sophisticated investors.Simply put, if you are an investor with a moderate risk profile, you should invest mostly in multicap schemes.

Source: Economic Times May 14, 2018 08:26 UTC