The Senate is expected to pass a short term spending bill to avoid a government shutdown. That’s because, generally, private employer coverage is better for those with pre-existing conditions than ACA exchange plans. Instead, ACA plans tend to limit choice to only certain doctors, and patients have to pay more before the insurance kicks in. The design of the ACA subsidies fueled these premium hikes because the subsidies go up dollar-for-dollar with premium increases. Rushing to expand ACA subsidies without making any meaningful reforms will only lead to higher costs.

Source: Forbes November 08, 2021 21:33 UTC