He added that the restructuring of fees related to SME loans includes charges, such as front-end-fees, project proposal preparation fees and prepayment fees. "The initial 10-15 fee items under the fee standardisation are expected to substantially relieve the financial costs of households and SMEs," he said. As part of the fee standardisation, the Bank of Thailand expects to stipulate a ceiling rate for certain fees. Only Siam Commercial Bank lowered its MOR by 0.15 percentage points, its MRR by 0.1 percentage points and MLR by 0.05 percentage points. The five other financial institutions are Bangkok Bank, Krungthai Bank, Kasikornbank, Krungsri (Bank of Ayudhya) and TMBThanachart Bank.

Source: Bangkok Post March 02, 2026 23:38 UTC