KUALA LUMPUR: The “base plan” medical insurance framework will not only make coverage affordable for more people, it will also alleviate concerns over steep premium hikes. The plan aims to encourage people to seek treatment at private hospitals, thus easing pressure on public healthcare facilities, said Bank Negara. However, government hospitals will continue to be the backbone of the public healthcare system. In a closed-door media briefing, Bank Negara gave assurances that the base plan will offer comprehensive coverage for most health conditions. “By channelling patients who can afford it to private care, the plan aims to improve efficiency across the healthcare system,” Bank Negara said.

Source: The Star January 23, 2026 01:30 UTC