Banks' deposits and credit grew in double-digits percentages in FY25, but moderated from the previous year, the report said. The report also said notwithstanding a moderation in bank credit in FY25, funding for the commercial sector grew due to an increase in flows from non-bank sources, led by the equity markets. The increase in funding from non-bank sources in FY25 was largely driven by buoyant domestic capital markets. Non-food bank credit accounted for 55% of total resources to companies as of end November 2025, while the remaining 45% came from non-bank sources. Non-food credit is bank credit adjusted for loans given to the Food Corporation.

Source: Indian Express December 29, 2025 19:11 UTC