MANILA, Philippines — San Miguel-backed Bank of Commerce (BankCom) sustained its growth momentum in 2025, posting a record net income of P3.54 billion, driven by higher core revenues and stronger trading and foreign exchange gains. The lender’s bottom line was supported by continued expansion in its core businesses, particularly interest income from loans and investments, alongside gains from market-related activities. Gross revenues rose by 17 percent to P12.61 billion from P10.76 billion in 2024, while net interest income climbed by 18 percent to P10.78 billion. Net interest margin expanded to 4.35 percent, the strongest level since 2009, reflecting faster growth in income from earning assets than interest-bearing liabilities. Asset quality remained sound, with gross non-performing loans at 1.33 percent and net NPL ratio at 0.62 percent.

Source: Philippine Star April 01, 2026 17:18 UTC