Bank lending standards seen steady in Q1Results of the Senior Bank Loan Officers’ Survey showed that 87.7 percent of banks anticipate maintaining their credit standards for loans to enterprises in the first quarter, slightly higher than the 86 percent recorded in the previous quarter. Only a small portion of banks expect to ease lending standards at 1.8 percent, while 10.5 percent see tighter credit conditions ahead. Meanwhile, 12.8 percent of respondents expect lending standards to tighten, while 7.7 percent anticipate looser credit conditions. Despite steady lending standards, banks see stronger loan demand conditions ahead. Only 7.7 percent of banks expect household loan demand to fall.

Source: Philippine Star February 01, 2026 16:34 UTC