BAM proposes adding small firms to debt relief schemeListen to this articleBangkok Commercial Asset Management Plc (BAM) has proposed the Bank of Thailand expand the "Clear Debt, Move Forward" scheme to cover the non-performing loans (NPLs) of small and medium-sized enterprises (SMEs), leveraging a mechanism of private asset management companies to manage the debt. BAM has held discussions with the central bank on expanding the scheme to cover SME NPLs and allowing private AMCs to take part in managing the bad debt, said Mr Rak. If regulators allow the scheme to cover SME NPLs, BAM expects to help about 100,000 borrowers exit the cycle of bad debt," he said. According to central bank data, total NPLs in the banking industry tallied 544 billion baht as of September 2025. Funding for the debt scheme for retail NPLs comes from a reduction in the Financial Institutions Development Fund contribution rate across the banking industry to 0.23% from 0.46%.

Source: Bangkok Post January 21, 2026 01:07 UTC