With an occupational scheme, employees do not need to contribute, but employers do. Now the State is set to clamp down on companies trying to limit employee contributions by opting for occupational schemes. Another change is that employee consent will be required for enrolment into a pension scheme, given previous concerns. Indeed, employers were previously told there would be no minimum level of contribution required for occupational schemes at least until 2031. And this “last-minute change” is coming at a time when companies are still trying to find out more about the auto-enrolment scheme.

Source: The Irish Times December 02, 2025 18:00 UTC