Some must even choose between holiday gifts and rent. Coleman has already received a warning from her usually agreeable landlady that she needs to catch up on back rent by Christmas or face eviction. She recently had to take out a payday loan because the power company had turned off her electricity. Now she isn’t sure where she will come up with the extra $200 she needs to stay in her apartment. In the end, she decided it was worth scrimping on something else, so she could spend time with her son.

Source: The Guardian December 24, 2017 12:00 UTC