Larry Kotlikoff is the founder and president of Economic Security Planning, a company that markets Maximize My Social Security, a Social Security benefits calculator referred to in this post. Ask Larry about Social Security:Loading...What Will My Wife's Widow's Benefit Be? What she could then receive is the difference between a) her own full retirement age (FRA) retirement benefit amount), and b) 50% of your FRA retirement benefit amount. Thanks, TedHi Ted, Your wife's initial spousal benefit rate will be based on 50% of your full retirement age (FRA) retirement benefit amount at the time she becomes entitled to her spousal benefits. So, she will benefit from any increases in your FRA retirement benefit amount that result from your earnings after you reached full retirement age.

Source: Forbes January 26, 2018 15:33 UTC