Today’s column takes up the scope of the earnings test, spousal benefits and outside pensions, when spousal benefits become available, retroactive filing and SSA taxes on military pay. Larry Kotlikoff is the founder and president of Economic Security Planning, a company that markets Maximize My Social Security, a Social Security benefits calculator referred to in this post. Ask Larry about Social Security:Loading...Will My Income Wipe Out My Wife's Benefits? Thanks, AndreaHi Andrea, You can't get spousal benefits until your husband starts drawing his benefits. An expert Social Security benefits calculator, whether it's my company's Maximize My Social Security or another top notch program, can help you explore your filing options and determine your best strategy.

Source: Forbes March 09, 2018 14:26 UTC