Today’s column addresses the availability of spousal benefits after remarriage, when income is counted under the earnings test, potential effects of filing early, the availability of widow's benefits and how spousal benefits are calculated. Larry Kotlikoff is the founder and president of Economic Security Planning, a company that markets Maximize My Social Security, a Social Security benefits calculator referred to in this post. However, she can't receive spousal benefits on your record until you start drawing your benefits. Will my wife drawing retirement benefits early have any impact on me receiving full retirement benefit payments later? If your wife does start drawing her retirement benefits this year, it would likely be advantageous for you to file for spousal benefits only when you reach age 66.

Source: Forbes March 23, 2018 13:18 UTC