Conditions have certainly changed from the smooth run of past years, when stock funds were returning double digits with few hiccups. That span includes two of the biggest implosions for the stock market: the 2000 dot-com bubble bursting and the 2008 financial crisis. Bonds generally have steadier returns than stocks, though many have had losses this year as a result of rising interest rates. SOME HELP FOR SAVERSThe upside of rising interest rates is that savers are finally able to earn more, if just a bit. BORROWERS BEWAREThe downside of rising rates is that debt is getting more expensive.

Source: Fox News October 29, 2018 21:33 UTC