Dear Liz: My credit score fluctuates between 799 and 815. The only comment I can find about why my credit score isn’t higher is that I lack a loan. Answer: Possibly, but there’s really no point in having a “perfect” credit score. Most credit score formulas use a 300-to-850 scale. Survivor Social Security benefitDear Liz: When you discuss a survivor receiving 50% of their spouse’s Social Security benefit, are you basing the 50% on gross or net income?

Source: New York Times January 30, 2023 04:02 UTC