My recent article on retirement ( What Should You Look For in a Retirement Plan? ) To meet this objective, a retirement plan can include a set-aside, which is an amount targeted for the retiree’s estate. The Set-Aside in a Worst CaseA retirement plan should always consider how the plan would work – or not work – in a worst case. Chart 2 shows that the Set-Aside survives the worst case – it is the middle line on the chart. That is a personal decision to be made when and if the worst case happens, which it probably will not.

Source: Forbes February 10, 2019 04:41 UTC