AIB has completed a second deal in 13 months to shift some bad-loan risks off its balance sheet in a move that frees up expensive capital and underpins future payouts to investors. The bank has carried out a so-called significant risk transfer agreement (SRT) on a portfolio of €2 billion of mortgages. It follows a similar deal involving €1 billion of corporate loans in November 2024. AIB has previously said that it plans to carry out a number of such deals to improve the efficiency of its balance sheet. “AIB enters 2026 from a position of strength, providing clarity and stability for investors,” said Denis McGoldrick, an analyst with AIB-owned Goodbody Stockbrokers.

Source: The Irish Times December 18, 2025 18:40 UTC