Financial planners recommend mutual funds to many first time investors. Many investors have started investing in mutual funds to meet their long term and short term investment goals. These investments could range from investments in money market instruments, G Secs to equities or even a hybrid combination of instruments. There are some specific schemes in money manager funds , where investors can withdraw upto 2 lakhs, instantaneously throughout the year.A: There is an element of uncertainty when an investors hands over his savings. equity mutual funds invest in shares of various companies whereas debt funds invest in government securities, NCD CPs bonds and other fixed income securities.

Source: Economic Times November 02, 2016 17:45 UTC