The reason many find it hard to save is because they cut things they love, or need, to do. Here are 35 realistic ways to cut down on spending and save money, without setting yourself up for failure. You're not saving money by getting it on sale, if you weren't going to buy it in the first place. Don't buy dry clean only. If you are trying to save money, the only time this is acceptable is your daughters' wedding dress.

Source: Forbes January 27, 2018 21:11 UTC