An XRP Ledger using Cobalt would likely be significantly faster than the XRP Ledger currently is. By buying XRP investment is made in the ecosystem of XRP, of which Ripple is the first and the biggest player. Profit is made if the XRP ecosystem grows, and it is not from the sole effort of Ripple, but by all participants, building products utilising the XRP ledger. Ripple Can Print More XRPSince the XRP ledger first started in January 2013, more than 45 million ledgers have been closed successfully. This further demonstrates that Ripple’s validators do not wield meaningful power over the XRP Ledger.”Of all validators on the XRP ledger, Ripple runs only about 6%.

Source: Forbes March 07, 2019 21:33 UTC