How credit scores are calculatedBefore we get into what doesn’t impact your credit score, it’s helpful to review factors that do go into the calculation. To improve your credit score, aim to have a variety of credit cards and loans. Now that you understand the basics of how your credit score is calculated, let’s take a look at what doesn’t actually affect your credit score. In fact, keeping tabs on your credit score is an important habit that can help you catch errors on your credit report or potential fraud. OverdraftsYour credit score will take a hit if you miss your credit card or student loan payment.

Source: Huffington Post August 15, 2018 16:52 UTC