That being said, there is so much I wish I knew when I was 20 that I know now that would have saved me time, money and often a great deal of pain. If I were to write a list to myself at 20 of what I should understand as soon as possible, this is what I would write. Success is about doing the things you absolutely don't want to do on a regular basis. The healthy habits you start forming now will pay dividends 10, 20, 30, 40 years from now. It is an indulgence, and some things an extravagance, but you will be thankful you spent the money when you sorely needed the time and flexibility.

Source: Forbes November 21, 2017 17:37 UTC