‘Philippines banking system braces for evolving risks in 2026’“The Philippine banking system remains resilient, backed by strong earnings and a healthy balance sheet, despite moderating economic growth,” the BSP said in an interview with The STAR, underscoring the system’s ability to absorb shocks while continuing to support economic activity. Total assets of the Philippine banking system grew by 7.1 percent year-on-year to P28.3 trillion as of end-October, driven mainly by loan expansion, according to the BSP. “As we approach 2026, the Philippine banking system remains fundamentally sound, but we continue to closely monitor key lending segments to ensure sustained resilience,” the BSP said. Beyond credit risks, cybersecurity has emerged as one of the most significant system-level threats. “We reaffirm our commitment to protecting financial integrity, combating fraud and cybercrime, and ensuring that banking remains reliable, inclusive and accessible,” it said.

Source: Philippine Star December 25, 2025 23:25 UTC