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The trouble is that it is often an accurate description of the product because, as many clients are finding out far too late, their safety net does have holes in it – and these come in the form of underinsurance. Clients need to be really clear about what they could lose if they chose not to pay the premium. The gaping holes in the safety net can stretch from inadequate liability limits to misjudged business interruption cover – leaving our clients dangerously exposed. In a world where legal costs and compensations continue to rise sharply, can we be sure that cover limits of £2m, or even £5m are sufficient? So, if the worst does happen, instead of a porous safety net, they find they have an impervious insurance shield.

'Sea mice' have sharp bristles that can cause irritation if they pierce the skinSTUFF OF NIGHTMARES Mysterious ‘alien-like’ sea creature that can devour prey 3 TIMES its size is found on UK beachBEACHGOERS are being warned to be on the lookout for a mysterious "alien-like" creature after one was discovered on a UK beach. "Sea mice" are marine worms with a furry appearance that are unlike anything else in the sea and can grow up to six inches long. 1 'Sea mice' are active predators but are often washed ashoreA dog walker found one of the strange critters recently on a beach in Wales. They are active predators, hunting small crabs and other worms on the seabed – but are often washed ashore. Sea mice are not a rare species but their sightings are infrequent, often being washed ashore during stormy weather or left behind by exceptionally low tides.

India-UK trade deal: The successful completion of FTA negotiations was confirmed by both nations on May 6. (AI image)India-UK Free Trade Deal to Double Bilateral Trade, Says Piyush Goyal at London ForumIndia-UK Trade DealDid you know that the India-UK trade deal was sealed during a walk in the park, and over an ice-cream? The agreement is anticipated to increase yearly bilateral trade to $120 billion by 2030. "Also Read | India-UK multi-billion-pound Free Trade Agreement explained: All you want to know in top 15 points India's process moves at a considerably quicker pace, and preparations will be complete once legal verification and document finalisation are accomplished. "This is a temporary location in the UK, which adds a lot of value to the UK economy, supports jobs for the local people.

What she (Martina) describes as a pursuit of “equality” is yet another mechanism of exclusion – this time targeting trans women in sports. Myth 2: Trans Women Will Displace Cis Women from TournamentsClaim: Including trans women “blocks” cis women from competing. Myth 4: Trans Women Are “Cheating” by Exploiting Physiological AdvantageClaim: Martina Navratilova labeled trans women “cheats.”Evaluation: This language is stigmatising. True fairness means recognising that trans women are women, and that their inclusion in sport is both just and justified. Trans Women are Women.

AP imageLILLE: France is considering stopping Britain-bound migrant boats in its shallow coastal waters, but the move raises both safety and legal issues.France has long been a launchpad for migrants hoping to cross the Channel and start a better life in Britain.Paying smugglers thousands of dollars, they often board overloaded rubber dinghies to make the dangerous and sometimes deadly journey across one of the world's busiest shipping routes.France and Britain have long vowed to crack down on people smugglers who organise the journey.But until now, French authorities have only intervened on land to prevent boats leaving.But once the vessels are at sea, French authorities have, under international maritime law, so far only intervened if someone's life was in danger.To avoid French authorities stopping them on land, smugglers have in recent years chosen to "taxi" migrants out to boats waiting in choppy waters just off-shore, rather than depart from the beach.But as more small boats land on English shores, and the UK government comes under mounting pressure from the far right to tackle irregular migration, London has pressed Paris to do more.The French interior ministry on Wednesday told AFP it wanted its rules to "evolve" so its law enforcement officers could "intervene in shallow waters and stop 'taxi boats' up to 300 metres from the coast".It said an inter-ministerial committee had tasked French sea authorities with drawing up an action plan "by the summer".The hope, the ministry added, was to have "shared orientations" in time for a French-British summit that President Emmanuel Macron is expected to attend in England from July 8 to 10.- Tear gas, knives -In February, London and Paris agreed to extend a deal under which the United Kingdom funds some of France's border security measures to stop migrants trying to reach British shores.Hardline Interior Minister Bruno Retailleau has already called for a new approach that would allow French forces to intercept boats in the water.Crossings have since only increased.Some 1,194 migrants arrived in the UK after crossing the Channel in small boats on June 1, a record for this year according to AFP counting from government data. "We know more needs to be done with the French to build upon the 10,000 crossing attempts that we have stopped this year, and are strengthening our cooperation to do this," a UK home office official said on Wednesday.Migrants, some travelling with children, have been making the most of the fair weather in recent days to make the sea crossing.On Monday morning, AFP saw dozens of migrants, some from Eritrea, sprint across a northern French beach at sunrise and French police fire teargas in their direction.Wading into the sea up to their waists or higher, some appearing to carry toddlers, they however managed to board a rubber boat.AFP has in the past also seen policemen -- who are deployed en masse along northern French beaches -- use knives to slash the inflatable dinghies on land to prevent departures.This is in part why smugglers now prefer the "taxi boat" system with pickups directly at sea, leading to perilous and often deadly passenger pickups.- 'Brutal and dangerous' -At least 17 people have died trying to cross the Channel to Britain by boat this year, after a record 78 lost their lives attempting crossing last year.It is not clear how many of them died during departure but an official French report in February noted that the stages of "boarding and/or return to the beach" were particularly perilous, with an increased risk of drowning or hypothermia.Migrant support organisation Utopia 56 said French authorities intervening at sea would only increase the "risk of the boat capsizing", and be "brutal and dangerous".Thibaut Fleury Graff, an international law professor at Pantheon-Assas University, said any intervention in shallow waters needs legal justification.Under international law, people have "the right to leave any country," he said.In territorial waters, a state can detain a ship only "if there is a legal basis" to do so such as "the commission of a criminal offence," he said.The alleged offence of "human trafficking could potentially apply, but it would need to be directed not at the migrants but at the smugglers," he added.

The sights, sounds and smells were unique and of course, the Glasgow banter on these short trips broadened my vocabulary. As a student, I was fortunate enough to work at the Renfrew ferry during the hot summer of 1976. Ever since, I have feelings of nostalgia when back in Glasgow and seeing the old girl again. He thought he could make it in time and cycled frantically down the slipway shouting for the ferry to wait. (Image: Newsquest)This photo circa 1989, shows my aunt Wynne (wearing a striped dress), her sister (my mother) and my own daughter Robyn.

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The Times says the UK government is weighing up, external whether to provide the US with military support if President Donald Trump decides to bomb Iran. It claims a "range of scenarios" have been discussed by ministers, with a "limited offer of support" considered to be the most likely decision. The Daily Telegraph says the attorney general has warned Sir Keir Starmer that UK involvement in a US strike on Iran could be illegal, external. Lord Hermer is understood to believe that Britain should limit its role to protecting allies from an attack. It says the White House has told UK officials that wind turbines made by China could house electronic surveillance equipment.

As the temperatures rise, experts are stressing that users must store weight loss injections in a refrigerator (2-8°C or 36-46°F), especially after starting the course. "There are a few important things to consider when checking if your weight loss pen is safe to use," says James. "Staying hydrated whilst taking weight loss injections is key. Weight loss injections can cause side effects such as nausea, constipation, diarrhoea and dizziness, which, without sufficient fluids, can lead to dehydration. “Many travellers only discover too late that their travel insurance claims are rejected, leaving them without support and facing potentially huge bills.

Catherine, the Princess of Wales and wife of Prince William, canceled plans on Wednesday to attend the horse races at Royal Ascot, a last-minute withdrawal that raised questions about her health as she recovers from cancer. Kensington Palace, where Catherine and William have their offices, confirmed that Catherine would skip the races, a cherished date on the social calendar of the royal family, which she had been scheduled to attend with William. The decision appeared to be unexpected: The official program for the day’s events, published at noon on Wednesday, listed Catherine as riding in the second carriage of a royal procession, along with her husband. Catherine has appeared more regularly in public since announcing last September that she had completed chemotherapy treatment for an undisclosed type of cancer. The palace did not say at the time whether she was medically free of cancer or undergoing any other treatment, but in January, she said she was in remission.

A British man stranded in Israel has criticised the UK Government for not arranging flights to get him home. Zak Wagman, 26, is unable to fly home following the closure of Israel’s airspace amid the conflict with Iran. He was due to fly back to London last Monday but says his flight with Israeli airline El Al was cancelled. “I have been here before and all the guidance indicated it was safe and acceptable to come here.”He said the bomb sirens heard through the night sounded “crazy”. Mr Wagman added: “Being someone that’s lived in London, I have never until last week experienced bomb sirens or rockets going off and having to get down quickly to bomb shelters.

Reece Weaver, 26, and Lauren Weaver, 27, of Windsor Road were given full injunctions on Monday, June 16 at Workington Magistrates’ Court. Stephen Weaver, 49, also of Windsor Road was given an interim injunction. Plans lodged in West Cumbria this weekThe conditions of the injunction mean they must not:Engage in conduct which causes or is capable of causing a nuisance or annoyance to persons residing and/or lawfully visiting the locality known as Westfield Estate, Workington, Cumbria. Enter the area locality known as Westfield Estate, Workington, Cumbria. "Anti-social behaviour has a damaging impact on communities, and these injunctions represent a positive step toward protecting the wellbeing of local residents.

When is the India vs Pakistan women’s match scheduled? Live Events(You can now subscribe to our(You can now subscribe to our Economic Times WhatsApp channelThe ICC Women’s T20 World Cup 2026 is set to commence on June 12 with hosts England facing Sri Lanka at Edgbaston, Birmingham. The India vs Pakistan fixture , one of the most awaited clashes of the event, will take place on June 14, also at Edgbaston. Group B features New Zealand, England, West Indies, Sri Lanka, and two additional qualifiers. The India vs Pakistan match falls on a Sunday and is poised to be one of the highest viewership draws of the tournament.The T20 World Cup 2026 will span six major venues: Edgbaston, Lord’s, Headingley, Old Trafford, The Oval, Hampshire Bowl, and Bristol County Ground.

Ruth Jones, known for her role as Nessa on the popular BBC show, has said she and her producer husband David Peet have legally separated. Ruth Jones played Nessa in Gavin and Stacey (Image: Ian West/PA Wire)Gavin and Stacey's Ruth Jones announces split with husbandThe couple told the PA news agency: “We amicably went our separate ways 18 months ago and are now legally separated. Who is Ruth Jones? Ruth Jones rose to fame as the co-writer and star of Gavin and Stacey. Ruth Jones to feature in new BBC seriesIt was recently revealed that Jones has landed a role in a new BBC Drama series, which is currently being filmed in Wales.