“They say that breaking up is hard to do, now, I know, I know that its true. Reflecting on the lyrics (which have of course become one of those worms in my ear), I think the breaking up bit, the conversation, is the easy part. Just for clarity, I’m not talking about the “I’m out of here" conversation after your third date. If you don’t know much about your financial situation, now is the time to start to find out. But if you simply need some help on the process and find out what you don’t know.