The study delves into financial compatibility, views on long-term planning and lifestyles before determining if they are ready to make the commitment. The test and research were conducted by Skipton Building Society, in collaboration with TV presenter and property expert Tayo Oguntonade. He advised: "From personal experience of buying a property with my now-wife before we were married and spending years as a mortgage broker, one of my top tips for couples buying together would be to be as financially transparent as possible." On average, respondents reckon couples need a solid two and a half years of living together before they're ready to take their relationship to the next level. Having shared views on where to live is also a key indicator for 45% of respondents.