Growing up in a Nigerian household, the value of money was ingrained in me from an early age. This lesson became particularly significant when I started working at my aunt’s salon after school at the age of 13. I learned to budget and save a portion of my earnings, understanding that financial security requires discipline and planning. The early exposure to the world of work and money management laid the foundation for a strong financial mindset that continues to guide me today. I’d underestimated how volatile the market could be for cryptocurrencies, and unfortunately, ended up losing a significant amount of money.

Mohamed Salah: A double century of Liverpool goalsBy Tom White, PA Sport Data JournalistMohamed Salah reached 200 goals for Liverpool as the Reds came from behind to beat Crystal Palace 2-1. Salah made an immediate impact after his arrival from Roma for a reported £34.3m in 2017, scoring 32 league goals in his debut season. That was a record for a 38-game Premier League campaign until beaten last season by Erling Haaland’s 36 for Manchester City. He has scored 148 league goals in 234 appearances for the club. With Liddell hitting 215, it will be some time before Salah climbs any higher up that list.

Labour TD Aodhán Ó Ríordáin has confirmed he will seek his party’s nomination to run in next year’s European elections in Dublin following the riots in the capital last month. The Dublin Bay North TD said he had a “visceral” reaction to the violence on November 23 and it made him reconsider his previous decision not to contest next June’s elections. “I look at the things we’ve won over the last 10 years: marriage equality, repeal, a better sense of ourselves. He also noted he would be a member of the Party of European Socialists in the European Parliament where there has not been a Labour MEP for nearly 10 years. He has a master’s in European politics and said Labour should be looking to send “as good a candidate to Europe as we possibly can”.

Pep Guardiola not taking Luton for granted as Man City seek end to mini slumpBy Andy Hampson, PAPep Guardiola believes his Manchester City side face a challenge to get back to winning ways at Luton this weekend. Rob Edwards’ Luton side have caused some teams problems this season (Zac Goodwin/PA) Photo by Zac GoodwinThe City manager said: “They are doing really well for the way they play. Top clubs like Liverpool and Arsenal have struggled to win against them and it will be no different for us. Yet none of this is a concern to Guardiola, who has guided City to five Premier League titles as well as Champions League glory. “We have to try to end them as soon as possible but it happens, so we face it, challenge it.

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Passengers were captured praying and screaming in terror as a plane suffered sudden depressurisation with oxygen masks released in Russia's third flight horror in as many days. Terrifying footage shows the masks being released on the state-owned Rossiya airline aircraft, which was headed to St Petersburg. One passenger described the scary moment that the masks overhead dropped around 20 minutes into the flight. Just a day earlier, 'micro-explosions' led to fires in both engines of a Boeing 737 S7 airline plane bound for Moscow from Nobosibirsk, Russia's third largest city. The S7 airline plane with 175 passengers was flying from Novosibirsk - Russia's third largest city - to capital city Moscow.

Maybe winding down with a bit of poetry might help? New Weather and Howdie-Skelp, Paul Muldoon, Faber, €14.39 eachPaul Muldoon has had two volumes of poetry recently published, New Weather and Howdie-Skelp. The second volume, just in paperback, borrows its title from the slap a midwife gives a newborn baby to cry. There’s an elegy to the poet Ciaran Carson and a lot more; this is quite a fist of a book. But, with the true heart of a poet, O’Siadhail has faith.

He knows what he has to do – Erik ten Hag on Jadon Sancho’s Man Utd futureBy Ian Parker, PAErik ten Hag has indicated the door is still open for Jadon Sancho to save his Manchester United career but said the winger must buy into the culture he has created at the club. Although Sancho later deleted the social media post, he has not made the apology that Ten Hag demanded and has continued to train alone. Sancho has scored 24 goals in 92 appearances for United since a £73million move from Borussia Dortmund in 2021. A January move would appear to suit all parties, but when asked directly if Sancho’s time was up, Ten Hag said it was still in the player’s hands. “What will happen there, he knows what he has to do, if he wants to return it is up to him.

10 Dec 2023| 06:13am ISTEight-hour power cut on December 17 across South GoaThere will be no power supply between 7 am and 3 pm in the entire district; parts of Ponda taluka and Raia, Curtorim, Loutolim, and Macazana will be exemptTeam HeraldMARGAO: The Electricity Department has scheduled a major power shutdown next Sunday, December 17. Superintending Engineer (SE), Margao (Circle-I, South), stated that there will be no power supply between 7 am and 3 pm in the entire South Goa district. However, major parts of Ponda taluka and specific areas like Raia, Curtorim, Loutolim, and Macazana will be exempt from the outage. The Industrial Estates in South Goa and Selaulim water works at Xelpem will also experience the power disruption. The initiative aims to enhance the reliability and efficiency of the power infrastructure in the region, focusing on key substations and transmission lines.

Ukraine’s first lady, Olena Zelenska, has warned that Ukrainians are in “mortal danger” of being left to die if western countries do not continue their financial support. Therefore, it hurts to see that.”The White House has warned US funds for Ukraine could soon run out, and Republicans have held up a deal to authorise more assistance. The impasse is deepening in Congress despite warnings from the White House about the consequences of inaction. The White House says a failure to approve more aid by year’s end could have catastrophic consequences for Ukraine and its ability to fight. On the battlefield, Ukraine says its forces have repelled 32 enemy attacks in the town of Avdiivka, Reuters reports.

Storm Elin is predicted to cause disruption from Saturday and Storm Fergus that immediately follows will cause very strong onshore winds, coupled with high waves and high tides on Sunday. It is predicted that Storm Elin will generate gale force west to north-west winds and severe gusts, causing disruption and travelling difficulties on Saturday. Yellow wind warnings have also been issued for Clare, Tipperary, Cavan, and Monaghan. Yellow warnings for rain indicate heavy rain will give a risk of localised flooding and some travel disruption on Saturday. Flooding of a few homes and businesses is also possible, along with some interruption to power supplies and other services.

[ Anatomy of a Fall: An unlikeable widow goes on trial in a fascinating, knotty courtroom thriller ]Holy Spider8. [ Close: Five stars for Lukas Dhont’s powerful coming-of-age film ]Past Lives5. Have we seen the best film of 2024? It’s always the case that many films premiering at the big festivals don’t make it to cinemas until the following year. The 50 best films of 2023: 20 to 11The 50 best films of 2023: 30 to 21The 50 best films of 2023: 50 to 31

The PISA results, produced by the OECD, indicate a long-term decline in Scottish educational standards. Secondly, Scotland’s scholarly reputation may be mildly mythological – but, in any case, dates back to Kirk parish schools. But some cite Scottish grade inflation – while PISA measures comparative performance. Duly noted, but if it is about money, why is England seemingly doing better, with less cash per capita? READ MORE: PISA results for Scottish schools are deeply worryingWhich may guide us to seek the source of our educational problems outwith the classroom.

So, whether you're new to this popular self-care concept or are already on the road to living your best life, we have simple tips to help you romanticise your daily life. Romanticising life is about taking those moments, acknowledging them and fitting more of them into your life. That's romanticising life. That's romanticising life. That's romanticising life.

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