Health checks, tests as well as private hospitalisation and treatment for Covid-19 are not affordable to everyone. Covid-19 hospitalisation: Covers medically necessary hospitalisation claims due to Covid-19. Death benefit: Provides a lump sum payment and/or compassionate benefit if an employee passes away due to Covid-19. Provides a lump sum payment and/or compassionate benefit if an employee passes away due to Covid-19. “For example, if Covid-19 hospitalisation coverage is important to your organisation, you can add that to your group hospitalisation plan.