Will cash continue to flow into banks? However, the recent incidents of depositors losing money at some banks, plus the rise of many attractive investment channels, will divert cash flow from banks. However, the recent incidents of depositors losing money at some banks, plus the rise of many attractive investment channels, will divert cash flow from banks. However, analysts warned that the favorable conditions that helped drive the capital flow into banks will not exist in the time to come. The US dollar prime interest rate is anticipated, which will cause the greenback to appreciate.