VN youngsters forego saving for spendingMany young Vietnamese are willing to spend the higher incomes they now earn rather than save. He continued saving throughout his life, to buy a house and cover any future medical bills. After covering the cost of living, consumers in Vietnam are now willing to spend rather than save. Travel tops the spending list of 44 per cent of people, the Nielsen report revealed. The willingness to spend to enjoy life is also reflected in entertainment spending, with wining and dining being the most popular form.