The best way to deal with agricultural risk is agricultural insurance. The government has been testing agricultural insurance in recent years. There is also no agricultural insurance fund, which would make it difficult to achieve financially stable insurance services, and the lack of development of different kinds of agricultural insurance would have an impact on insurance scope and diversity, while the scarcity of independent, complete data and damage surveys would increase the government burden further. In addition, the relationship between agricultural insurance, existing production subsidies and disaster relief, as well as their respective responsibilities, must also be clarified. This would impact the long-term planning and operation of agricultural insurance.
