ADVERTISEMENTAs gold prices glittered to record highs, it has altered buying patterns and borrowing behaviour alike. At the same time, gold loans have emerged as a key channel for households seeking quick liquidity. “Gold loans continued to demonstrate resilience, supported by favourable gold prices and steady demand for short-tenure secured credit,” said V.P. He attributed the trend to two factors: elevated gold prices boosting borrowing capacity and the relative ease of secured gold loans compared with tighter unsecured credit, such as microfinance or personal loans. “The incremental growth in gold loans witnessed in the recent past is largely driven by consumption demand.
